Mortgage tools
Mortgage calculator
Get a quick estimate of your monthly repayments and how much you might be able to borrow. For tailored figures, get in touch for a personal illustration.
Monthly repayment
Estimate your monthly payment on a capital-and-interest mortgage.
- Estimated monthly payment
- £1,251
Loan amount£225,000
Loan-to-value90%
Total interest£150,187
Total repaid£375,187
How much could you borrow?
A rough guide based on income. Lenders assess affordability individually.
Most lenders use around 4.5× annual income.
- Indicative maximum loan
- £157,500
Based on total income of£35,000
These calculations are estimates for guidance only and do not constitute financial advice or a mortgage offer. Actual rates, terms and the amount you can borrow depend on a lender's full assessment of your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage.