Whether you're buying your first home, moving, remortgaging or building a portfolio, IM Mortgage Consultancy helps you find the right way forward — without the jargon.
Buying your first home is a big step. We explain every stage in plain English and find a mortgage that fits your budget and plans.
Learn more →Whether you're upsizing, downsizing or relocating, we make sure your mortgage moves with you smoothly and on the best available terms.
Learn more →Coming to the end of a fixed rate? We review the whole market to see whether switching could lower your payments or free up funds.
Learn more →From your first rental to a growing portfolio, we advise on buy-to-let lending, including limited company and portfolio structures.
Learn more →A mortgage is a long-term commitment. We help you protect it with cover that suits your circumstances, not a one-size-fits-all policy.
Learn more →We follow a structured, six-phase process so you always know what's happening and what's next — with us handling the heavy lifting at every stage.
We're not tied to any one lender. Our advice is based on what's right for you, drawn from a wide panel of mortgage providers.
IM Mortgage Consultancy Limited is authorised and regulated by the Financial Conduct Authority (No. 300541), so you're in safe hands.
You won't be passed from pillar to post. You deal with Ian directly, from your initial enquiry right through to completion — someone who knows your case inside out.
New data shows most young homeowners now take 30-40 year mortgage terms just to get on the ladder. Here's what that really costs, and how to avoid being stuck with it.
Read more →Base rate held at 3.75% again but fixed rates keep falling at lower LTV bands — here's how a gifted deposit could get you there, and the paperwork that avoids delays.
Read more →Fixed rates nudged up again this week even as the base rate held at 3.75%. Here's exactly how lenders calculate what you can borrow, and five things that can genuinely move your number.
Read more →Book a no-obligation chat. We'll listen to your plans and explain the options open to you — in plain English.
